MORTGAGEADVICE

Mortgage & Remortgage ILA

Independent Legal Advice for Mortgage & Remortgage Transactions

Most lenders require borrowers to obtain Independent Legal Advice before completing a mortgage or remortgage. This ensures you fully understand the financial commitment, risks and obligations associated with the loan.

We provide fast, clear and compliant advice, with certificates issued immediately after your appointment.

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OURMISSION

What We Cover

    • Review of your mortgage offer
    • Explanation of key terms, including interest rates, repayment obligations and charges
    • Discussion of risks, including default and repossession
    • Confirmation that you are signing freely and without pressure
    • Verification of your identity
    • Completion of the lender’s ILA certificate

OURMISSION

Who Needs This Service

    • First‑time buyers
    • Homeowners remortgaging
    • Joint borrowers
    • Sole proprietors with additional borrowers
    • Anyone whose lender requires independent advice
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OURSPECIALISATION

Why Lenders Require ILA?

Lenders must ensure that borrowers:

    • Understand the financial implications
    • Are not under undue influence
    • Are signing voluntarily
    • Have received conflict‑free legal advice

OURMISSION

How the Process Works?

    1. Book your appointment online
    2. Upload your mortgage documents
    3. Attend your video consultation
    4. Receive your signed certificate
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